Disclaimer, Terms and Conditions & Privacy Policy

Welcome to POM Insurance !

These terms and conditions define the rules and regulations for the use of POM Insurance’s Website, located at https://www.pom-insurance.ca/.

By accessing this website we assume that you accept these terms and conditions of use, disclaimers and our Privacy Policy. Please do not continue to use POM Insurance if you do not agree to take all of the terms and conditions listed here.


Definitions and Terminologies.

The following Definitions and Terminologies apply to these Terms and Conditions, Privacy Statements and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person browsing this website
and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers
to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Canada. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to the same.



We employ the use of cookies. You consented to the use of cookies in accordance with the POM Insurance’s Privacy Policy by accessing the site. Cookies are used by the majority of interactive websites to allow to retrieve user information on each visit. Our website uses cookies to make certain areas of the site work better and make it easier for visitors to use. Cookies may also be used by some of our advertising and affiliate partners.



All content on POM Insurance is the property of POM Insurance or its licensor(s), unless otherwise
noted. All rights to intellectual property shall remain unaltered. Subject to the restrictions outlined in these
terms and conditions, you may access this from POM Insurance for your own personal use


You cannot:

● Reproduce, duplicate, or copy content from POM Insurance

● Redistribute content from POM Insurance

● This Agreement will begin on the date hereof.

● You may not republish, rent, or sublicense POM Insurance content.

Certain areas of this website provide users with the opportunity to exchange information and opinions.

POM Insurance is not responsible for the comments or any liabilities, damages, or costs incurred as a
result of their use, posting, or appearance on this website, to the extent permitted by applicable law.

Any activity hat POM Insurance deems inappropriate, offensive, or in violation of these Terms and Conditions will be restricted for accessing and usage. POM Insurance reserves the right to monitor all


You guarantee and affirm that:

Your activities do not infringe on any other person’s intellectual property, such as copyright, patent, or trademark;

Your activities will not be used to solicit or promote business or custom or present commercial activities
or illegal activity. The activities should not contain any defamatory, libelous, offensive, indecent, or other
unlawful material that is an invasion of privacy.

POM Insurance is granted a exclusive license to use, reproduce, edit, and permit others to use, reproduce,
and edit any of your comments in any format, media, or form.


Linking to our Content

The following organizations are permitted to link to our Website without our prior written permission:


institutions of the state;
engines of search; media outlets;


Distributors of online directories may link to our website in the same way that they link to the websites of other businesses on the list; and Accredited Businesses across the system, with the exception of soliciting
non-profits, charity shopping malls, and charity fundraising groups that may not link to our website.


As long as the link:

(i) points to our home page, publications, or other information on the Website;

(a) is not misleading in any way;

( b) Does not erroneously imply sponsorship, approval, or endorsement of the linking party or its
offerings; and

(c) is appropriate for the site of the linking party.

We may take into account and approve additional link requests from the following organizations: sources of information that are well-known to consumers and/or businesses;


associations or other charitable organizations;
distributors of online directories;
web-based portals;


firms for accounting, law, and consulting; and trade organizations and educational institutions.

If we determine that these organizations’ link requests:

(a) The connection would not reflect poorly on us or our accredited businesses;

( b) The company does not have any problems with us;

(c) the benefit we receive from the hyperlink’s visibility compensates for the lack of POM Insurance; and

(d) the link is in the context of information about the resource as a whole.


Our home page can be linked to by these organizations as long as the link: a) is not misleading in any


( b) Does not erroneously imply sponsorship, approval, or endorsement of the linking party’s goods or
services; and

(c) is appropriate for the site of the linking party.

Send an email to POM Insurance if you are interested in linking to our website and are one of the organizations listed in paragraph 2 above. Please include your name, the name of your organization, your contact information, the URL of your website, a list of any URLs from which you wish to link to our
website, and a list of URLs from which you wish to link to our website. For a response, wait two to three weeks.


The following organizations may link to our website:


● utilizing our company’s name;

● or by using the linked uniform resource locator;

● or by using any other description of our website that fits the style and context of the content on
the site linking to it.

● Without a trademark license agreement, no use of POM Insurance’s logo or other artwork will be permitted for linking



You are not permitted to create frames that change the visual presentation or appearance of our website without our prior written approval.


Liability for Content

The POM insurance shall not be held responsible For Any Content On Your Website. You agree to
defend us against any and all claims made on your website. Any links on a website should not be
interpreted as libelous, obscene, or criminal, nor should they advocate the infringement or other violation
of any third-party rights.


Reservation of Rights

We reserve the right to request that you remove any or all links to our website.

Please read our Privacy Policy.

Upon request, you consent to the immediate removal of all links to our website. Additionally, we reserve
the right to modify these terms and conditions at any time, as well as its linking policy. You agree to be
bound by and comply with these linking terms and conditions by continuously linking to our website.


Removal of links from our website


If you discover a link that you find to be offensive for any reason, please contact us at any time. Requests
to remove links will be considered, but we are not obligated to do so or to respond directly to you.

We do not guarantee or guarantee the completeness or accuracy of the information on this website; We also cannot guarantee that the website will remain accessible or that the content there in will remain current.



● We disclaim all representations, warranties, and conditions regarding our website and its use to
the fullest extent permitted by applicable law. This disclaimer in no way:

● Limit or exclude our or your responsibility for personal injury or death;

● Restrict or exclude our or your responsibility for fraud or false representations; Limit our or your liability in any way that isn’t allowed by the law;

● Or exclude any liabilities we or you may not be able to exclude under applicable law.

This section’s and other parts of this disclaimer’s liability restrictions include the following:


(a) are governed by the previous paragraph; and

(b) govern all obligations under the disclaimer, including obligations for breach of statutory duty,
contract, and tort.

We will not be held responsible for any kind of loss or damage as long as the website, its information, and its services are provided for free.